Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 100 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $28 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    100 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.95 out of 5 average rating, 153 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

RiverViewParking

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 246 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

RiverBeachBathroom

Top Guest favourite
The image features a spacious outdoor pool surrounded by palm trees and lush landscaping. Sun loungers are arranged nearby on the paved deck. The calm water reflects the clear blue sky, creating a serene atmosphere, ideal for relaxation.
Condo in Upper Grand Lagoon
4.93 out of 5 average rating, 184 reviews

Bay Beauty! View of St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

ViewBeachWalkability

Top Guest favourite
A light-filled living area features a leather sofa adorned with decorative pillows. A small side table holds a lamp, while large windows offer expansive views of the beach and ocean beyond. A kitchenette with a stainless steel refrigerator is visible to the left.
Condo in Panama City Beach
4.97 out of 5 average rating, 102 reviews

Beachfront Bliss with King: Free Chair Service!

Enjoy beach life in this fabulous location! We are excited to share our renovated studio nestled in the heart of Panama City Beach on iconic Thomas Drive! Our piece of paradise has a king bed and queen sleeper sofa with a cozy living area and ROKU TV. Top of the Gulf offers a beautiful pool, many communal balconies, fitness center, game room, and private beach access. As a thank you, enjoy seasonal complimentary beach service. Book your stay now and experience the ultimate beach getaway!

ViewBeachKitchen

Top Guest favourite
A light-filled living area features comfortable beige seating arrangements with a round wooden coffee table. A flat-screen TV is mounted above a sleek fireplace. Large sliding glass doors open to a balcony, offering unobstructed views of the ocean.
Condo in Lower Grand Lagoon
4.95 out of 5 average rating, 169 reviews

The Beach Luxury Condo

Stunning 7th floor unit BEACH FRONT, tastefully renovated, new furniture and appliances, with large balcony to enjoy the BEST SUNSET IN THE COUNTRY! Perfect LOCATION on the “quite end” of PCB, combining a relaxed environment, while 5-10 min drive from all the main city activities, including shopping, restaurants, and family entertainment. Regency Towers charges a one-time $40 fee per reservation for one parking permit and pool wristbands. Must be at least 21 years of age to rent.

ViewBeachWalkability

Top Guest favourite
Condo in Panama City Beach
4.9 out of 5 average rating, 279 reviews

Ocean Star Suite @Continental Oceanfront Shoreline

Waking up to the rhythm of the tide in this A+ luxury beachfront sanctuary. Perched on the 5th floor, Unit 517 offers breathtaking panoramic ocean views and a sleek, modern kitchen for the ultimate coastal escape. Step outside and you’re in the heart of it all. Stroll to Pier Park for world-class dining, visit Gulf World, or explore the best bars and shops in PCB. Luxury, comfort, and the Emerald Coast at your doorstep. This isn't just a stay—it’s an experience. Book your paradise now!

BeachViewCheck-in

Guest favourite
A spacious living room features a large sectional couch adorned with cushions, facing two small round tables. Natural light filters through several tall windows with blinds, highlighting the warm wood flooring and a decorative plant in the corner.
Home in Lower Grand Lagoon
4.91 out of 5 average rating, 233 reviews

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

ViewBeachOutdoor spaces

Guest favourite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City
4.92 out of 5 average rating, 348 reviews

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

BeachViewAir conditioning

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 213 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

ViewBeachTV

Top Guest favourite
Guesthouse in Panama City
4.89 out of 5 average rating, 233 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

RiverBeachOutdoor spaces

Top Guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
4.99 out of 5 average rating, 119 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

ViewBeachParking

Guest favourite
A spacious living area is adorned with nautical-themed decor, including a decorative sailboat and blue accent pillows on a large sofa. Natural light fills the room, which features a stone fireplace and a comfortable armchair, complemented by striped curtains and a warm lighting fixture.
Home in St. Andrews
4.96 out of 5 average rating, 290 reviews

Waterfront Home on St. Andrews Bay

Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!

ViewBeachDecor

Popular amenities for Panama City waterfront rentals

Waterfront apartment accommodation

When is the best time to visit Panama City?

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Avg. price$160 AUD$169 AUD$184 AUD$186 AUD$215 AUD$247 AUD$232 AUD$182 AUD$169 AUD$176 AUD$157 AUD$155 AUD
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