
Waterfront holiday rentals in Panama City
Find and book unique waterfront accommodation on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $28 AUD per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space and kid-friendly amenities

Pet-friendly accommodation
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront accommodation in Panama City
Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you
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Water front amazing views and private beach
Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!
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Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.
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Beachfront Bliss with King: Free Chair Service!
Enjoy beach life in this fabulous location! We are excited to share our renovated studio nestled in the heart of Panama City Beach on iconic Thomas Drive! Our piece of paradise has a king bed and queen sleeper sofa with a cozy living area and ROKU TV. Top of the Gulf offers a beautiful pool, many communal balconies, fitness center, game room, and private beach access. As a thank you, enjoy seasonal complimentary beach service. Book your stay now and experience the ultimate beach getaway!
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Ocean Star Suite @Continental Oceanfront Shoreline
Waking up to the rhythm of the tide in this A+ luxury beachfront sanctuary. Perched on the 5th floor, Unit 517 offers breathtaking panoramic ocean views and a sleek, modern kitchen for the ultimate coastal escape. Step outside and you’re in the heart of it all. Stroll to Pier Park for world-class dining, visit Gulf World, or explore the best bars and shops in PCB. Luxury, comfort, and the Emerald Coast at your doorstep. This isn't just a stay—it’s an experience. Book your paradise now!
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The Beach Luxury Condo
Stunning 7th floor unit BEACH FRONT, tastefully renovated, new furniture and appliances, with large balcony to enjoy the BEST SUNSET IN THE COUNTRY! Perfect LOCATION on the “quite end” of PCB, combining a relaxed environment, while 5-10 min drive from all the main city activities, including shopping, restaurants, and family entertainment. Regency Towers charges a one-time $40 fee per reservation for one parking permit and pool wristbands. Must be at least 21 years of age to rent.
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Beach House for 10 - WALK TO BEACH - w/ KING bed!
Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.
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3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.
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"The Plantation" Private Location +Super Views
Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.
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"Bliss On The Bay" Guesthouse W/Kitchen
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.
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Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.
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Waterfront Home on St. Andrews Bay
Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!
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Popular amenities for Panama City waterfront rentals
Waterfront apartment accommodation

Edgewater Beach & Golf, King bed, Ocean views!
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Majestic Beach Resort Escape to Gulf of America
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Sunday's Shore to Please with King Bed
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“At Last” Luxury BeachFront/FREE chairs/umbrella
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2028*Penthouse* Lux Resort*5 Pools 18 +Ok
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Gulf Front Penthouse Tidewater - Amenities galore!
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BEACHFRONt-Majestic*Studio+Bunk-Sleeps4-Pools-Spa
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Oceanfront Escape | King Bed | FREE Beach Service
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Waterfront house rentals

Location! Private Beach/Estates/Rm for boat/Pet(s)
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Heated Pool Paradise, Steps to Beach & Restaurants
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Granny’s at the Beach With Heated Pool (Extra Fee)
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Huge waterfront home on historic St. Andrews Bay
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3 Min Walk to Beach | Pool + Summer Specials!
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Panama City Beach Oceanfront 3bd/3B luxury condo
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Aqua-Holic Beach House Directly on the Beach!
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The Sage House
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Waterfront condo accommodation

Ocean Front, Amazing Views, Perfect Location PCB
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Upscale Beachfront Studio! Beach Service Included!
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My Happy Place PCB-FREE beach service, king bed
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Sunset View - Direct Oceanfront Balcony + 2 Pools
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Intimate retreat *Oceanfront & Endless views
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Cozy Gulf-Front Studio at Majestic w/chair service
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Gulf Front | Heated Pool & Spa
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New Renovation Beach Front Gulf and Pool View 32
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When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | June | July | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $160 AUD | $169 AUD | $184 AUD | $186 AUD | $215 AUD | $247 AUD | $232 AUD | $182 AUD | $169 AUD | $176 AUD | $157 AUD | $155 AUD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Morrison Springs
- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
- Shell Island Beach
- Camp Helen State Park
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- Dune Allen Beach Access
- Sea Screamer
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