
Waterfront holiday rentals in Panama City
Find and book unique waterfront accommodation on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $28 AUD per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space and kid-friendly amenities

Pet-friendly accommodation
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront accommodation in Panama City
Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

Water front amazing views and private beach
Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Location! Private Beach/Estates/Rm for boat/Pet(s)
Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

My Happy Place PCB-FREE beach service, king bed
My Happy Place | 2BR+bunkroom/2BA 15th floor condo w/ epic Gulf views! FREE beach setup (2 chairs+1 umbrella, Mar–Oct 2026), plus access to 8+ extra chairs, 3+ umbrellas, toys, books & games. Picture yourself lounging on the balcony, splashing in the pool, or grilling dinner after sunset! Super-fast WiFi, 4 TVs, washer/dryer, well-equipped kitchen, & balcony grill. Resort hot tub, fire pit & good vibes included. $50 Resort Pass (0–1 car/stay), $100 for 2. Weekends book fast—weekday rates shine!

Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Ocean Star Suite @Continental Oceanfront Shoreline
Waking up to the rhythm of the tide in this A+ luxury beachfront sanctuary. Perched on the 5th floor, Unit 517 offers breathtaking panoramic ocean views and a sleek, modern kitchen for the ultimate coastal escape. Step outside and you’re in the heart of it all. Stroll to Pier Park for world-class dining, visit Gulf World, or explore the best bars and shops in PCB. Luxury, comfort, and the Emerald Coast at your doorstep. This isn't just a stay—it’s an experience. Book your paradise now!

The Banana, Peaceful, Lagoon View, Private Getaway
A private 800+ sq ft ranch waterfront home. New full kitchen. Queen bed, smart TV, combo dining & sitting area, full bath. Private entry into this peaceful tropical feeling space. Steps away from 2 large decks and grill. Enjoy kayaks, paddleboards, bicycles, fishing poles. On-site parking; including for boat trailers. Dog friendly. A perfect getaway for a business or vacation trip. Enjoy our new Hideaway Greenhouse--sip, sit and relax amongst the flowers and water views.

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Gulf Front, Like NEW 2 BR + Bunks Townhome on 30A
NEWLY RENOVATED INSIDE AND OUT! Check out "Now I Sea" Luxury Gulf-Front featuring 2 bedrooms, 2.5 baths, plus Twin XL Bunks. "Now I Sea" will help you enjoy all of the best aspects of 30A! We are located between Alys Beach and Watersound with plenty of activities and restaurants in close distance. Walk out your back door right onto the beach. Private beach chair set up available during Peak season (March 1 - October 31) and 2 bikes year round.

Private Backyard | Pet Friendly | Sleeps 4
Walk in and relax in this beautiful meticulously renovated duplex with fully fenced backyard and spacious patio. Take a short walk to the beach to the Rick seltzer park, my favorite place on the beach, don’t forget chairs and umbrella that we prepared for you As you get enough of sunshine go and enjoy Capt’s Jack unlimited crab legs or have a drink in one of many bars and restaurants around Absolutely NO SMOKING in this unit

"Bliss On The Bay" Guesthouse W/Kitchen
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.
Popular amenities for Panama City waterfront rentals
Waterfront apartment accommodation

2BR/2BA Gulf-front Condo Sleep 8;Pool on Beach;207

BEACHFRONt-Majestic*Studio+Bunk-Sleeps4-Pools-Spa

*OceanReef*Beachfront 2King*Pools*12th Floor

Oasis by the Bay. 10 miles from Panama City Beach

Edgewater Beach & Golf, King bed, Ocean views!

Panama City Beachfront Condo - Breathtaking View

Gulf Front Penthouse Tidewater - Amenities galore!

Oceanfront Escape | King Bed | FREE Beach Service
Waterfront house rentals

A Luxury Bayfront Retreat | Resort-Style Pool

Huge waterfront home on historic St. Andrews Bay

Family Friendly Lake House Escape

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Pineapple Paradise By The Bay

The Sage House

The Dock House | Waterfront | Sleeps 6 | Kayaks

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Waterfront condo accommodation

Intimate retreat *Oceanfront & Endless views

•Spectacular View~Beach Resort Origin 805~Pool

Beach Condo #925 w/ Heated Pool & Hot Tub

Entire Condo-Ocean View-Balcony-Free Parking

Panama Breeze Of Sunswept Condos- Best Kept Secret

Soak up the Sun, Sand, Sea at a Beachfront Studio

Emerald View - Large Beachfront Balcony + 2 Pools

Cozy Gulf-Front Studio at Majestic w/chair service
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | June | July | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $160 AUD | $170 AUD | $184 AUD | $187 AUD | $215 AUD | $248 AUD | $232 AUD | $183 AUD | $170 AUD | $177 AUD | $157 AUD | $156 AUD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
Destinations to explore
- Four Corners Holiday rentals
- Atlanta Holiday rentals
- Orlando Holiday rentals
- New Orleans Holiday rentals
- Panama City Beach Holiday rentals
- Tampa Holiday rentals
- Destin Holiday rentals
- Gulf Shores Holiday rentals
- Jacksonville Holiday rentals
- Kissimmee Holiday rentals
- Orange Beach Holiday rentals
- St. Augustine Holiday rentals
- Beach condo rentals Panama City
- Guesthouse rentals Panama City
- Rentals with breakfast Panama City
- Condo rentals Panama City
- Rentals with pools Panama City
- Beachfront rentals Panama City
- Family-friendly rentals Panama City
- House rentals Panama City
- Rentals with a kayak Panama City
- Rentals with lake access Panama City
- Beach house rentals Panama City
- Hotel rooms Panama City
- Cottage rentals Panama City
- Villa rentals Panama City
- Rentals with a hot tub Panama City
- Townhouse rentals Panama City
- Rentals with beach access Panama City
- Apartment rentals Panama City
- Pet-friendly rentals Panama City
- Waterfront rentals Bay County
- Waterfront rentals Florida
- Waterfront rentals United States
- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Morrison Springs
- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
- Shell Island Beach
- Camp Helen State Park
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest





