Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 90 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $29 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Guest favourite
Four blue lounge chairs are arranged on a sandy beach, facing a calm body of water. A long pier extends into the distance, framed by a clear blue sky and a few wispy clouds. A tree provides gentle shade overhead.
Home in St. Andrews
4.91 out of 5 average rating, 100 reviews

Huge waterfront home on historic St. Andrews Bay

This home was built by in the early 1960's The house includes a beautifully remodeled kitchen, dining area, living room, den and private beach where you can enjoy breathtaking sunsets. St. Andrews is a waterfront community that has been enjoyed by tourist and locals alike since the mid 1800's. Walking and bike riding are relished in this beautiful area. There are many quaint shops and restaurants along the main road. All of this can be found within a short walking distance from this home.

Top Guest favourite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews
4.89 out of 5 average rating, 114 reviews

Location! Private Beach/Estates/Rm for boat/Pet(s)

Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Top Guest favourite
A private balcony is showcased, featuring modern outdoor furniture, including a black lounge chair and two white Adirondack chairs. The expansive view overlooks the vibrant blue ocean and sky, with sunlight reflecting off the water, creating a serene atmosphere.
Condo in Panama City Beach
4.96 out of 5 average rating, 191 reviews

🏖️SUGAR-WHITE-SAND🏖️BEACHFRONT-4 POOLS-MAJESTIC

🏝 BEST IN PCB 🏝 It doesn’t get much better than waking up to a stunning ocean view from your main bedroom and stepping right onto a private balcony overlooking the breathtaking sunrises over the Gulf. Start your day with a warm cup of coffee as you take in the serene beauty of the emerald waters. In the evening, unwind with a glass of wine while watching dolphins gracefully swim by. Step directly onto the sugar-white sandy beach, unfold your chairs, and soak up the Florida sun. Perfect getaway

Guest favourite
A bright studio space features large glass doors that open to a private balcony with stunning Gulf views. The room includes a king-size bed, a dining table with two chairs, and two accent chairs on a woven area rug. Light-colored walls contribute to a fresh atmosphere.
Condo in Long Beach
4.9 out of 5 average rating, 127 reviews

PCB Beachfront w/ Ocean View | Majestic 709

As of February, 2025, the unit has been updated with an earthy, neutral Bohemian style for a serene and cozy stay. Enjoy a new memory foam mattress, a LED light magnifying mirror, a dedicated workspace, and a coffee station. Majestic Beach Resort Tower 1, Studio, 7th Floor! Welcome to your Gulf-Front paradise! With outdoor and indoor pools, hot tubs, and 650 ft of shoreline! So much to enjoy, all within the resort! Starbucks, Bar & Grill, Market & Gift Shop, a movie theater, and so much more!

Top Guest favourite
A spacious studio room features a king-sized bed with comfortable bedding, flanked by two cozy armchairs. Bright natural light streams through the sliding glass doors, which open to a private balcony with ocean views. Decorative elements include beach-themed wall art and a stylish area rug.
Condo in Long Beach
4.99 out of 5 average rating, 274 reviews

Upscale Beachfront Studio! Beach Service Included!

Located in Tower 1 on the 19th floor, our newly renovated (2022) studio holds breathtaking, unparalleled panoramic views of the Gulf of Mexico. This upscale, professionally decorated oceanfront condo offers splendid furnishings, sufficient space, 550 sq ft, and a perfect opportunity for a romantic getaway in one of PCB's most popular resorts: Majestic Beach Resort. This space will feel like an upscale hotel just feet away from the beach. Beach service included from March 1st to October 31st.

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 236 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top Guest favourite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Panama City
4.94 out of 5 average rating, 164 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Top Guest favourite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 191 reviews

A Sunny Bungalow FOR 8 - WALK TO BEACH w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach, you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Patches, Newby's & TOOTSIES are just around the corner making for a great walk home after dinner and drinks.

Top Guest favourite
The entrance features double doors with a delicate curtain, framed by a stone patio. Two chairs sit near a potted plant, surrounded by lush greenery and banana trees, inviting relaxation just outside the private entry of the ranch home.
Home in St. Andrews
4.95 out of 5 average rating, 264 reviews

The Banana, Peaceful, Lagoon View, Private Getaway

A private 800+ sq ft ranch waterfront home. New full kitchen. king bed, smart TV, combo dining & sitting area, full bath. Private entry into this peaceful tropical feeling space. Steps away from 2 large decks and grill. Enjoy kayaks, paddleboards, bicycles, fishing poles. On-site parking; including for boat trailers. Dog friendly. A perfect getaway for a business or vacation trip. Enjoy our new Hideaway Greenhouse--sip, sit and relax amongst the flowers and water views.

Guest favourite
A private deck features a pool adjacent to a barrier of wooden railing. Lounge chairs are positioned beside the pool, offering views of the beach and ocean. The clear blue water contrasts with the sandy landscape, creating a serene environment for relaxation.
Home in Lower Grand Lagoon
4.79 out of 5 average rating, 102 reviews

*Exclusive 0ceanfront House 4/3 Heated P00L Hottub

*MUST BE 21 TO RENT* Newly Remodeled NEW POOL Installed in Deck overlooking the beach 🏖️ PRIVATE Beachfront Home on Beach Access 11 Spectacular East end Beachfront Vacation Home Beachfront With POOL and HOTTUB • 2 Air Conditioning Units •2 Washers and Dryers •Bed Linens •Bath Towels •Jacuzzi *Pool Heated /Cooled •WIFl THIS HOUSE IS GREAT FOR MULTI FAMILY VACATIONS AND LARGE GROUPS. THIS HOUSE IS SITUATED ON THE QUIET EAST END OF THE BEACH , Schooners

Guest favourite
A vibrant mural features a cheerful pineapple wearing sunglasses, accompanied by a refreshing drink adorned with an umbrella and a lime. The background depicts a gradient of blue, evoking a seaside atmosphere.
Home in Callaway
4.89 out of 5 average rating, 112 reviews

Pineapple Paradise By The Bay

THEMED HOUSE! Enjoy a relaxing experience at 3 bedroom, 2 bathrooms, house, with a game room and pond in the backyard with your very own ducks. We have turned this into a fun, fancy, fantastic experience. From the jungle to the bottom of Davey Jones Locker where the pirates & mermaids are. We are 15 minutes from Mexico Beach & 30 from pcb. Queen pullout couch and twin mattress and two child cots. Minutes from stores.

Top Guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 106 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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Destinations to explore

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  4. Bay County
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