
Waterfront holiday rentals in Panama City
Find and book unique waterfront accommodation on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $28 AUD per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space and kid-friendly amenities

Pet-friendly accommodation
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront accommodation in Panama City
Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Location! Private Beach/Estates/Rm for boat/Pet(s)
Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Sunset View - Direct Oceanfront Balcony + 2 Pools
DIRECT BEACH ACCESS - UNOBSTRUCTED GULF VIEWS - FULLY STOCKED - BEACH TOWELS AND CHAIRS PROVIDED - SUPERIOR SERVICE Welcome to “SUNSET VIEW”! This fully upgraded 2 Bed & 2 Bath condo has an amazing direct gulf view from the large private balcony. Large open floor plan and equipped with all of the comforts of home. Once you arrive at “Sunset View” you will be happy to relax with the best view in PCB! You’ll also enjoy direct beach access, resort amenities, and beach chair attendant service.

Water front bay beach and boat dock stunning views
Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Beachfront, Beach Setup Incl! Close to Everything!
✦ Private Balcony ✦ Incredible Gulf Views ✦ Free Beach Set-up Service (Mar–Oct) ✦ 3 Pools (1 heated seasonally) ✦ Fitness Room ✦ Tennis | Pickle Ball | Shuffleboard (Newly Reconstructed) ✦ Access to Owner's Storage Stocked w/Beach Amenities ✦ Beach Towels to Use at Pool or Beach ✦ Stocked Coffee Station ✦ Board Games, Puzzles & Cards ✦ Close to Walmart, Restaurants & Attractions ✦ Free Wifi ✦ DirectTv ✦ Smart TVs with Streaming Apps ✦ Gated Beach Access & Parking Lot ✦ On-site Laundry

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

"The Plantation" Private Location +Super Views
Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

"Bliss On The Bay" Guesthouse W/Kitchen
Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Jan-Feb 27 Priced Right for Snowbirds!
Sea Glass is your 10th-floor oceanfront retreat, where color soaked sunsets pour through the windows and across your private balcony. An elevator ride within moments brings you poolside or in the sand, where your reserved beach chairs await. It’s a little Gulf gem guests return to again and again.

Waterfront Home on St. Andrews Bay
Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!
Popular amenities for Panama City waterfront rentals
Waterfront apartment accommodation

Edgewater Beach & Golf, King bed, Ocean views!

Majestic Beach Resort Escape to Gulf of America

Oceanfront Escape | King Bed | FREE Beach Service

*OceanReef*Beachfront 2King*Pools*12th Floor

Gulf Front Penthouse Tidewater - Amenities galore!

“At Last” Luxury BeachFront/FREE chairs/umbrella

"Islandia 316" waterfront one bedroom with a pool

Sunday's Shore to Please with King Bed
Waterfront house rentals

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Heated Pool Paradise, Steps to Beach & Restaurants

Aqua-Holic Beach House Directly on the Beach!

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

Huge waterfront home on historic St. Andrews Bay

3 Min Walk to Beach | Pool + Summer Specials!

A Luxury Bayfront Retreat | Resort-Style Pool

Waterfront Home - Dock & Pool
Waterfront condo accommodation

Soak up the Sun, Sand, Sea at a Beachfront Studio

2026 Price Specials Majestic 3rd Fl. Location!

Intimate retreat *Oceanfront & Endless views

“Barefoot Bliss” - Two GulfFront Masters w/balcony

Ocean Star Suite @Continental Oceanfront Shoreline

New Renovation Beach Front Gulf and Pool View 32

Jewel on the Gulf! Sunbird 305W. 3rd floor B unit!

Beachfront Bliss with King: Free Chair Service!
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | June | July | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $158 AUD | $168 AUD | $182 AUD | $185 AUD | $212 AUD | $245 AUD | $229 AUD | $180 AUD | $168 AUD | $175 AUD | $155 AUD | $154 AUD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
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- MB Miller County Pier
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