Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 100 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $28 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    100 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wi-Fi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 252 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Guest favourite
A spacious ground floor bungalow is visible, surrounded by lush greenery and palm trees. Colorful directional signs indicate nearby attractions. The covered deck features comfortable seating, inviting relaxation. Sturdy wooden steps lead to the upper level, enhancing the welcoming outdoor space.
Apartment in St. Andrews
4.94 out of 5 average rating, 406 reviews

“Bungalow” at the Hideaway - Private & Water views

Beautiful Bayou Sunsets. New updates in 2020! Roomy and Relaxing ground floor location. Covered deck. Grill. Queen bed, furnished kitchen, w/new granite countertops. breakfast bar. Full bath. Twin trundle bed in liv room. Convenient parking by your door. Enjoy the views. Perfect spot for business or vacation travellors. Dog Friendly. Enjoy our new Greenhouse to sip, sit and relax amongst the flowers and plants. Families with all ages of children are welcome. Parking for boat & bike trailers.

Top Guest favourite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews
4.9 out of 5 average rating, 125 reviews

Location! Private Beach/Estates/Rm for boat/Pet(s)

Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Top Guest favourite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Apartment in Panama City
4.96 out of 5 average rating, 101 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 114 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top Guest favourite
The image features a spacious outdoor pool surrounded by palm trees and lush landscaping. Sun loungers are arranged nearby on the paved deck. The calm water reflects the clear blue sky, creating a serene atmosphere, ideal for relaxation.
Condo in Upper Grand Lagoon
4.94 out of 5 average rating, 185 reviews

Bay Beauty! View of St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top Guest favourite
Condo in Long Beach
4.96 out of 5 average rating, 109 reviews

2026 Price Specials Majestic 3rd Fl. Location!

**MAJESTIC RESORT TOWER 1, PANAMA CITY BEACH** • You Are Directly on the Beach! • Balcony on the Gulf Front. Ocean View • Fitness Center Free Access • 2 Indoor Heated and 4 Outdoor Pools • 3 Hot Tubs • 5 Star Location in the Middle of PCB Attractions • On-Site: Restaurant, Bar, Starbucks Coffee Shop, General Store, Movie Theater • Tennis Court and Game Room SLEEPING ARRANGEMENTS: LOVELY LARGE STUDIO- SINGLE LIVING SPACE • King Sized Bed • Single-over-Single Bunk Bed • Toddler cot bed

Top Guest favourite
Apartment in Long Beach
4.96 out of 5 average rating, 187 reviews

Oceanfront Escape | King Bed | FREE Beach Service

Romantic Beachfront Escape at Majestic Beach Resort. Wake up to stunning Gulf views from your private balcony and unwind in a comfortable king-size bed steps from the sand. ⭐ Direct Beach access. ⭐2 Beach loungers + umbrella included from (March through October) 9 AM–5 PM ⭐Indoor & outdoor pools + hot tub. ⭐Private balcony with sunset views. ⭐Self check in & 24 hr security. ⭐Prime Location. Perfect for couples looking for a relaxing, stress-free getaway in Panama City Beach.

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 218 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favourite
A tastefully decorated living area features a spacious seating arrangement, including a sofa and side chair. A round wooden table is positioned near large glass doors, offering views of the ocean. An American flag artwork adorns the wall, complementing the coastal-inspired decor.
Condo in Panama City Beach
4.91 out of 5 average rating, 170 reviews

Ocean Front, Amazing Views, Perfect Location PCB

Freshly Renovated Ocean Front Condo!! Perfect Location! Located directly on the Gulf in Panama City Beach! Huge balcony with amazing views of the ocean and pier! Beautiful 6th floor unit and tastefully decorated for that all American feel! Sterling Reef is one of the premier condominiums in PCB, with a location and amenities that are 2nd to none! Conveniently located across from Shipwreck Island! ...2 BEACH CHAIRS & UMBRELLA INCLUDED IN SEASON!!

Guest favourite
Guesthouse in Panama City
4.89 out of 5 average rating, 242 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Top Guest favourite
A balcony view showcases the Gulf of Mexico, featuring clear blue waters and soft white sand. Two chairs are positioned for relaxation, with the ocean waves gently lapping at the shore in the background. The expansive sky presents a bright and sunny atmosphere.
Condo in Panama City Beach
4.78 out of 5 average rating, 226 reviews

Jan- Feb 2027 Priced Right for Snowbirds!

Sea Glass is your 10th-floor oceanfront retreat, where color soaked sunsets pour through the windows and across your private balcony. An elevator ride within moments brings you poolside or in the sand, where your reserved beach chairs await. It’s a little Gulf gem guests return to again and again. Please review notes before booking.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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