Waterfront holiday rentals in Panama City

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Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
A spacious outdoor pool area features multiple interconnected pools surrounded by palm trees. Lounge chairs are arranged throughout the deck, offering views of the nearby bay and lush greenery. The scene is brightened by clear blue skies, enhancing the relaxing atmosphere of the space.
Condo in Panama City Beach
4.93 out of 5 average rating, 169 reviews

Hidden Gem, Beautiful, Golfing, Quiet Spring Break

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Alligator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top Guest favourite
A private balcony is showcased, featuring modern outdoor furniture, including a black lounge chair and two white Adirondack chairs. The expansive view overlooks the vibrant blue ocean and sky, with sunlight reflecting off the water, creating a serene atmosphere.
Condo in Panama City Beach
4.95 out of 5 average rating, 174 reviews

🏖️SUGAR-WHITE-SAND🏖️BEACHFRONT-4 POOLS-MAJESTIC

🏝 BEST IN PCB 🏝 It doesn’t get much better than waking up to a stunning ocean view from your main bedroom and stepping right onto a private balcony overlooking the breathtaking sunrises over the Gulf. Start your day with a warm cup of coffee as you take in the serene beauty of the emerald waters. In the evening, unwind with a glass of wine while watching dolphins gracefully swim by. Step directly onto the sugar-white sandy beach, unfold your chairs, and soak up the Florida sun. Perfect getaway

Top Guest favourite
An open living area features a large, comfortable couch and a coffee table. A dining area with white chairs is positioned nearby. The kitchen showcases modern appliances and seating at a central island, with light entering through windows that brighten the space.
Home in Lower Grand Lagoon
4.89 out of 5 average rating, 159 reviews

Beach Bungalow FOR 8 - WALK TO BEACH - w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach (unlikely), you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Busters Pub, & Newby's are just around the corner making for a great walk home after dinner and drinks

Superhost
A round, turquoise table is surrounded by matching adirondack chairs on a wooden deck. A striped umbrella offers shade while the view of the sandy beach and turquoise ocean extends in the background under a clear blue sky.
Home in Lower Grand Lagoon
4.9 out of 5 average rating, 140 reviews

Aqua-Holic Beach House Directly on the Beach!

This nostalgic beach front home overlooks the white sugar sand beaches of the Emerald Coast. With interior views of the ocean from the kitchen, living room, and both bedrooms, you are in for a treat! Private parking is right in front of the house, and you can enjoy one level throughout. If you have a large party, a 1 bedroom cottage is available on the same lot. **Note** The cottage is a separate listing and must be booked separately. You can find it under "Aqua-Holic Beach Front Cottage"

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Parker
4.94 out of 5 average rating, 216 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top Guest favourite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Parker
4.93 out of 5 average rating, 153 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Top Guest favourite
Apartment in Long Beach
4.96 out of 5 average rating, 158 reviews

Beachfront Studio | King Bed | FREE Beach Service

Romantic Beachfront Escape at Majestic Beach Resort. Wake up to stunning Gulf views from your private balcony and unwind in a comfortable king-size bed steps from the sand. ⭐ Direct Beach access. ⭐2 Beach loungers + umbrella included from (March through October) 9 AM–5 PM ⭐Indoor & outdoor pools + hot tub. ⭐Private balcony with sunset views. ⭐Self check in & 24 hr security. ⭐Prime Location. Perfect for couples looking for a relaxing, stress-free getaway in Panama City Beach.

Guest favourite
A sunshade is positioned over a chair, offering relaxation by a gravel path lined with colorful flowers and potted plants. In the background, a view of the water is visible, framed by palm trees and a clear blue sky.
Home in St. Andrews
4.88 out of 5 average rating, 101 reviews

Waterfront house Stately W Beach Dr. Private Beach

Whole house and Private Beach on W Beach Drive, Panama City's waterfront historic estates. No condo culture here. Bring your pet(s) $75 to your own unrestricted white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. Right in the middle between historic Downtown and St. Andrews - the best restaurants, breweries, marinas and parks are right here. The house was remodeled in 2022. Be a part of where the locals know and go.

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.96 out of 5 average rating, 198 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Top Guest favourite
An outdoor deck area is furnished with colorful chairs, including a red and a blue adirondack chair. A small wooden table is placed between them. Potted plants add greenery, while a grill is partially visible in the foreground. The entrance door is located in the background.
Apartment in St. Andrews
4.95 out of 5 average rating, 407 reviews

The Pelican's Nest -Perfect Private Spot w/Views

The perfect getaway for vacation or business trip! Cozy efficiency 450 sqft. Queen bed, duel recliner sofa, flat screen TV, kitchenette, counter bar for eating or laptop use, bath w/shower. Antique wall cabinet storage. On 2nd floor w/private entry. Step out your door for bay views & old oaks surrounding you. Grill on your deck. Free paddleboards/kayaks/bicycles/fish off docks. Enjoy our new greenhouse too. Perfect spot for those seeking privacy.

Guest favourite
A charming sleeping area is furnished with a black metal bed, adorned with decorative pillows in coral and white. A small nightstand holds a lamp, providing soft light, while a wooden chair and a vibrant wall decor piece add a touch of character.
Guesthouse in Panama City
4.88 out of 5 average rating, 194 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Top Guest favourite
A spacious living area is adorned with nautical-themed decor, including a decorative sailboat and blue accent pillows on a large sofa. Natural light fills the room, which features a stone fireplace and a comfortable armchair, complemented by striped curtains and a warm lighting fixture.
Home in St. Andrews
4.97 out of 5 average rating, 282 reviews

Waterfront Home on St. Andrews Bay

Located on Historic St. Andrews Bay, overlooking the Gulf/Bay Pass and Shell Island, our house has had the pleasure to have host numerous happy guests, and even been used as a filming location for several TV networks (Discovery Channel, PBS, BYUTV)!

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 90 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $28 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,310 verified reviews to help you choose

  • Family-friendly holiday rentals

    50 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    50 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.8 Average rating

    Panama City stays are highly rated by guests—averaging 4.8 out of 5!

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