Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 100 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $29 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    100 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wi-Fi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

BeachViewComfort

4.94 out of 5 average rating, 252 reviews
Top Guest favourite
A spacious studio unit features a comfortable king bed and a twin bed, complemented by soft neutral-toned furnishings. Floor-to-ceiling windows invite natural light and showcase a stunning view of the Gulf, while a private balcony provides outdoor relaxation.
Condo in Long Beach

Cozy Gulf-Front Studio at Majestic w/chair service

Wake up to the golden morning light and soothing sound of the Gulf in this newly decorated studio at Majestic Beach Resort. This relaxing 14th floor unit sleeps 3 with a king and twin bed, has a well-equipped kitchen and one bathroom with a walk-in shower. Log in to your favorite streaming accounts with the 55" 4K Roku TV. Enjoy amenities like 3 outdoor pools, 2 indoor pools, movie theater, bar & grill, market, and more. This unit includes 2 reserved beach chairs and an umbrella from 3/1 - 10/31

BeachViewComfort

4.96 out of 5 average rating, 189 reviews
Top Guest favourite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Apartment in Panama City

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

ViewBeachDecor

4.96 out of 5 average rating, 103 reviews
Top Guest favourite
Condo in Long Beach

2026 Price Specials Majestic 3rd Fl. Location!

**MAJESTIC RESORT TOWER 1, PANAMA CITY BEACH** • You Are Directly on the Beach! • Balcony on the Gulf Front. Ocean View • Fitness Center Free Access • 2 Indoor Heated and 4 Outdoor Pools • 3 Hot Tubs • 5 Star Location in the Middle of PCB Attractions • On-Site: Restaurant, Bar, Starbucks Coffee Shop, General Store, Movie Theater • Tennis Court and Game Room SLEEPING ARRANGEMENTS: LOVELY LARGE STUDIO- SINGLE LIVING SPACE • King Sized Bed • Single-over-Single Bunk Bed • Toddler cot bed

ViewBeachKitchen

4.96 out of 5 average rating, 110 reviews
Guest favourite
A private balcony offers stunning views of the Gulf of Mexico, showcasing clear turquoise waters and soft sandy beach below. Two comfortable outdoor chairs are positioned for relaxation, with an unobstructed vista that enhances the beachfront experience.
Condo in Long Beach

Dreamy Beachfront Paradise Skywater 1312

Panama City Beach is our second home. We visit three to four times a year and can't get enough. The Majestic Beach Resort is a beautiful place on the powdery soft Emerald Coast. We love soaking up the sun, swimming in the clear ocean water, and seeing marine animals swimming by. Relaxing and watching breathtaking sunsets on our private and covered balcony is icing on the cake. Imagine yourself enjoying stunning views and the simple life with ease. Book yourself a nice stay with us.

ViewBeachHot tub

4.87 out of 5 average rating, 600 reviews
Guest favourite
A bright living space features a large bay window providing sweeping views of the Gulf of Mexico. Two bar stools are positioned at a window-front desk, offering a perfect spot for work or relaxation. Natural light fills the area, complementing the calming coastal décor.
Condo in Panama City Beach

Soak up the Sun, Sand, Sea at a Beachfront Studio

Enjoy a full-time siesta at the Beachfront BLUE SEA-ESTA, a newly renovated, Beachfront studio condo with stunning views from the top floor of Top of the Gulf. Whether you're seeking a relaxing escape or an adventure-filled vacation this Gulf-front rental has everything you need for an unforgettable retreat. This wonderfully appointed unit sleeps up to 4 guests. It features 1 comfy queen beds and sofa. The kitchen is fully equipped with everything you need to cook while on vacation.

ViewBeachQuiet

4.98 out of 5 average rating, 132 reviews
Guest favourite
Cottage in St. Andrews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

ViewRiverParking

4.9 out of 5 average rating, 127 reviews
Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

BeachViewSleep quality

4.97 out of 5 average rating, 219 reviews
Guest favourite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

BeachViewNearby

4.92 out of 5 average rating, 354 reviews
Top Guest favourite
A modern living room is presented with a comfortable queen sleeper sofa and a lounge chair. Natural light streams through large sliding doors that open to a balcony, showcasing an ocean view. A television sits opposite the seating area, enhancing the space's inviting feel.
Condo in Panama City Beach

Entire Condo-Ocean View-Balcony-Free Parking

Entire Condo with Ocean View – Enjoy one of the best beaches in the United States. This condo has been completely remodeled in 2021; it is ideal for couples and working professionals. With a modern beach décor and a simple layout, our condo will provide all you need for a short or long-term dream vacation. Located on the 10th floor of Origin condominium, you can enjoy all resort amenities and the fantastic ocean view. Come to check it out!

ViewBeachLocation

4.99 out of 5 average rating, 234 reviews
Guest favourite
Condo in Panama City Beach

Oceanfront Retreat | Views on VIEWS

Step into paradise! From the moment you open the door, soak in breathtaking ocean views. Slide open the doors from the living room or king bedroom and relax on your private balcony with the sound of crashing waves. Just steps from the powdery white sand and turquoise waters of Panama City Beach—no streets to cross, just beachfront bliss, 4 floors up. 🌊☀️ Please read the full listing for all the details!

BeachViewHospitality

4.87 out of 5 average rating, 258 reviews
Guest favourite
Guesthouse in Panama City

"Bliss On The Bay" Guesthouse W/Kitchen On Water

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

BeachViewCheckout

4.89 out of 5 average rating, 248 reviews

Popular amenities for Panama City waterfront rentals

Waterfront apartment accommodation

Top Guest favourite
A spacious studio features a large bed adorned with vibrant bedding, accompanied by a small red sofa. Sunlight streams through expansive glass doors that open to a balcony, offering views of the shimmering Gulf of Mexico and blue skies.
Apartment in Long Beach

Majestic Beach Resort Escape to Gulf of America

BeachViewWalkability

4.97 out of 5 average rating, 222 reviews
Top Guest favourite
Apartment in Long Beach

Oceanfront Escape | King Bed | FREE Beach Service

BeachViewLocation

4.96 out of 5 average rating, 190 reviews
Guest favourite
A light-filled living room features a spacious white sofa and a gray armchair, set against a backdrop of large windows showcasing an ocean view. A stylish area rug with blue tones adds color to the hardwood floors, while blue curtains frame the glass doors leading to the balcony.
Apartment in Panama City Beach

“At Last” Luxury BeachFront/FREE chairs/umbrella

BeachViewCheck-in

4.9 out of 5 average rating, 123 reviews
Top Guest favourite
Apartment in Panama City Beach

Edgewater Beach & Golf, King bed, Ocean views!

BeachViewKitchen

4.98 out of 5 average rating, 125 reviews
Top Guest favourite
A spacious living area is visible, featuring a comfortable sectional sofa oriented towards sliding glass doors that open to a private balcony with ocean views. A dining area with white chairs complements the modern kitchen, where light countertops and appliances create a bright atmosphere.
Apartment in Panama City Beach

Gulf Front Penthouse Tidewater - Amenities galore!

BeachViewHospitality

4.92 out of 5 average rating, 272 reviews
Guest favourite
A spacious balcony offers panoramic views of the beach and ocean, where vibrant sunset colors blend in the sky. Two comfortable chairs are positioned for relaxing, with the sandy beach and umbrellas in the distance, creating a serene coastal atmosphere.
Apartment in Panama City Beach

Seaside Shanty! *Beachfront*SunsetViews

ViewBeachLayout

4.91 out of 5 average rating, 155 reviews
Superhost
A comfortable living area features a blue sofa and striped armchairs, offering ample seating options. Large glass doors provide a view of the Gulf, while a wall of mirrors enhances the sense of space. Light-colored walls and wooden flooring contribute to a welcoming ambiance.
Apartment in Lower Grand Lagoon

3BR/3BA Gulf-front sleep 9;Pool on Beach;WiFi 301

ViewBeachHospitality

4.84 out of 5 average rating, 141 reviews
Top Guest favourite
Apartment in Panama City

Newly Renovated Beachfront Luxury | Resort Getaway

BeachViewOutdoor spaces

5.0 out of 5 average rating, 20 reviews

Waterfront house rentals

Guest favourite
A private pool is surrounded by a spacious deck, featuring lounge chairs and colorful pool floats. Lush greenery and palm trees provide a tropical ambiance. The pool area is securely enclosed with white fencing, enhancing privacy for relaxation and recreation.
Home in Lower Grand Lagoon

Sleeps 10 | Heated Pool | Game room | steps 2 bch

BeachBackyardWalkability

4.9 out of 5 average rating, 166 reviews
Guest favourite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews

Location! Private Beach/Estates/Rm for boat/Pet(s)

ViewBeachKitchen

4.87 out of 5 average rating, 126 reviews
Top Guest favourite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Lower Grand Lagoon

A Sunny Bungalow w HOT TUB & KING Bed-WALK 2 BEACH

ViewBeachLong stay

4.96 out of 5 average rating, 202 reviews
Guest favourite
Four blue lounge chairs are arranged on a sandy beach, facing a calm body of water. A long pier extends into the distance, framed by a clear blue sky and a few wispy clouds. A tree provides gentle shade overhead.
Home in St. Andrews

Huge waterfront home on historic St. Andrews Bay

BeachViewLayout

4.9 out of 5 average rating, 107 reviews
Top Guest favourite
A bright studio condominium features a spacious sleeping area with a patterned comforter. A comfortable sectional sofa sits adjacent, with large windows framing views of the beach beyond. Light-colored furniture and a flat-screen TV contribute to the inviting atmosphere.
Home in Bid-a-wee Beach

SuperHost Beachfront Condo ~ Fontainebleau Terrace

BeachViewDecor

4.91 out of 5 average rating, 211 reviews
Top Guest favourite
An aerial view captures a large swimming pool surrounded by lounge chairs and the expansive beach in the background. The pool area is bordered by palm trees and a fence. The beach is populated with beachgoers, with gentle waves lapping at the shore.
Home in Panama City Beach

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

BeachLong stayGetting around

5.0 out of 5 average rating, 107 reviews
Top Guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach

Romantic Seagrove Palmetto Bungalow 30A Lakefront

ViewBeachCleanliness

4.99 out of 5 average rating, 123 reviews
Guest favourite
A round, turquoise table is surrounded by matching adirondack chairs on a wooden deck. A striped umbrella offers shade while the view of the sandy beach and turquoise ocean extends in the background under a clear blue sky.
Home in Lower Grand Lagoon

Aqua-Holic Beach House Directly on the Beach!

ViewBeachKitchen

4.91 out of 5 average rating, 148 reviews

Waterfront condo accommodation

When is the best time to visit Panama City?

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Avg. price$161 AUD$171 AUD$186 AUD$188 AUD$217 AUD$250 AUD$234 AUD$184 AUD$171 AUD$178 AUD$158 AUD$157 AUD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

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