Waterfront holiday rentals in Panama City

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Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Top Guest favourite
The image features a spacious outdoor pool surrounded by palm trees and lush landscaping. Sun loungers are arranged nearby on the paved deck. The calm water reflects the clear blue sky, creating a serene atmosphere, ideal for relaxation.
Condo in Panama City Beach
4.93 out of 5 average rating, 169 reviews

Hidden Gem, Beautiful, Golfing, Boardwalk, Golfing

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Alligator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top Guest favourite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Biltmore Beach
4.96 out of 5 average rating, 178 reviews

A Sunny Bungalow FOR 8 - WALK TO BEACH w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach (unlikely), you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Busters Pub, & Newby's are just around the corner making for a great walk home after dinner and drinks

Top Guest favourite
Apartment in Panama City Beach
4.97 out of 5 average rating, 104 reviews

Beachfront at Edgewater! Balcony Views, King Bed

Welcome to Edgewater Beach & Golf Resort Tower 3 unit 509! This newly updated 1-bedroom beachfront condo features stylish new furnishings, fresh tile and carpet, and a comfortable king bed — ideal for couples, with space for a child or two. Spend your days enjoying the sugar-white sand beach, relaxing by Edgewater’s famous lagoon-style pool, or sipping a drink on your private balcony with coastal views. Golf, dining, and resort amenities are all on-site, making this an easy, relaxing getaway.

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Long Point Park
4.94 out of 5 average rating, 217 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top Guest favourite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Long Point Park
4.94 out of 5 average rating, 155 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Top Guest favourite
Apartment in Long Beach
4.96 out of 5 average rating, 160 reviews

Beachfront Studio | King Bed | FREE Beach Service

Romantic Beachfront Escape at Majestic Beach Resort. Wake up to stunning Gulf views from your private balcony and unwind in a comfortable king-size bed steps from the sand. ⭐ Direct Beach access. ⭐2 Beach loungers + umbrella included from (March through October) 9 AM–5 PM ⭐Indoor & outdoor pools + hot tub. ⭐Private balcony with sunset views. ⭐Self check in & 24 hr security. ⭐Prime Location. Perfect for couples looking for a relaxing, stress-free getaway in Panama City Beach.

Top Guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Laguna Beach on the Gulf of Mexico
4.99 out of 5 average rating, 301 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Top Guest favourite
A sunshade is positioned over a chair, offering relaxation by a gravel path lined with colorful flowers and potted plants. In the background, a view of the water is visible, framed by palm trees and a clear blue sky.
Home in St. Andrews
4.88 out of 5 average rating, 104 reviews

Waterfront house Stately W Beach Dr. Private Beach

Whole house and Private Beach on W Beach Drive, Panama City's waterfront historic estates. No condo culture here. Bring your pet(s) $75 to your own unrestricted white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. Right in the middle between historic Downtown and St. Andrews - the best restaurants, breweries, marinas and parks are right here. The house was remodeled in 2022. Be a part of where the locals know and go.

Top Guest favourite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City
4.93 out of 5 average rating, 325 reviews

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 200 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favourite
A community pool area is presented with a spacious swimming pool and a large, shaded cabana nearby. Lounge chairs are arranged around the pool, and palm trees create a tropical atmosphere. The clear blue sky enhances the setting.
Home in Panama City Beach
4.91 out of 5 average rating, 133 reviews

Spring break welcome 18+, Sandy Cove/3BR/sleeps 8

Welcome to our cozy 3 bedroom & 2 bath single floor vacation house in the heart of Panama City Beach. It accommodates a group of 8. Min age to rent 18+. Bring your pets. Located few blocks away from the finest white sand beaches, under 1 mile distance. Close to restaurants, Shipwreck Water Park, Ripley’s, WonderWorks, Trampoline Park, 5 miles drive to Pier Park. You’ll enjoy our community 2 pools.

Guest favourite
A charming sleeping area is furnished with a black metal bed, adorned with decorative pillows in coral and white. A small nightstand holds a lamp, providing soft light, while a wooden chair and a vibrant wall decor piece add a touch of character.
Guesthouse in Millville
4.88 out of 5 average rating, 195 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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Avg. price$174 AUD$181 AUD$184 AUD$192 AUD$208 AUD$226 AUD$237 AUD$187 AUD$174 AUD$181 AUD$161 AUD$159 AUD
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Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 90 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $29 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,310 verified reviews to help you choose

  • Family-friendly holiday rentals

    50 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    50 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.8 Average rating

    Panama City stays are highly rated by guests—averaging 4.8 out of 5!

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