
Waterfront holiday rentals in Panama City
Find and book unique waterfront accommodation on Airbnb
Quick stats about waterfront rentals in Panama City

Total holiday rentals
Explore 100 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $28 AUD per night before taxes and fees

Verified guest reviews
Over 5,470 verified reviews to help you choose

Family-friendly holiday rentals
60 properties offer extra space and kid-friendly amenities

Pet-friendly accommodation
Find 30 rentals that welcome pets

Holiday rentals with a pool
40 properties feature pools

Rentals with dedicated workspaces
40 properties have a dedicated workspace

Wi-Fi availability
100 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wi-Fi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated waterfront accommodation in Panama City
Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

Bay Beach Bungalow waterfront family vacation home
Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you
BeachRiverAccuracy

“Bungalow” at the Hideaway - Private & Water views
Beautiful Bayou Sunsets. New updates in 2020! Roomy and Relaxing ground floor location. Covered deck. Grill. Queen bed, furnished kitchen, w/new granite countertops. breakfast bar. Full bath. Twin trundle bed in liv room. Convenient parking by your door. Enjoy the views. Perfect spot for business or vacation travellors. Dog Friendly. Enjoy our new Greenhouse to sip, sit and relax amongst the flowers and plants. Families with all ages of children are welcome. Parking for boat & bike trailers.
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Location! Private Beach/Estates/Rm for boat/Pet(s)
Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!
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Oasis by the Bay. 10 miles from Panama City Beach
Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.
ViewBeachFamily

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation
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Bay Beauty! View of St Andrew’s & Shell Island
Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.
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Beachfront Bliss with King: Free Chair Service!
Enjoy beach life in this fabulous location! We are excited to share our renovated studio nestled in the heart of Panama City Beach on iconic Thomas Drive! Our piece of paradise has a king bed and queen sleeper sofa with a cozy living area and ROKU TV. Top of the Gulf offers a beautiful pool, many communal balconies, fitness center, game room, and private beach access. As a thank you, enjoy seasonal complimentary beach service. Book your stay now and experience the ultimate beach getaway!
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Beachfront 2BD,2BTH/Sterling Reef Resort 18th FLR
Paradise:you have found it on the Emerald Coast at the Sterling Reef Resort. Romantic get away, relaxing weekend, or family adventure this location has it all available. 2 Bedroom 2 bath Ocean Front condo with a Ocean front master suite and second full bedroom with own bathroom Watch the beautiful sunsets or rolling waves from the oversize 18th floor balcony after a day at the beach. Check out the local parks or hang out in the popular Pier park. All resort amenities are available!
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Soak up the Sun, Sand, Sea at a Beachfront Studio
Enjoy a full-time siesta at the Beachfront BLUE SEA-ESTA, a newly renovated, Beachfront studio condo with stunning views from the top floor of Top of the Gulf. Whether you're seeking a relaxing escape or an adventure-filled vacation this Gulf-front rental has everything you need for an unforgettable retreat. This wonderfully appointed unit sleeps up to 4 guests. It features 1 comfy queen beds and sofa. The kitchen is fully equipped with everything you need to cook while on vacation.
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3BR/2BA Bayfront Home w/prvt. bch. Dog friendly
We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.
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Beachfront Escape at Shores of Panama
Wake up to panoramic Gulf views from your private 12th-floor beachfront balcony at Shores of Panama. Sip coffee above the emerald water, unwind with unforgettable sunsets, and walk straight onto the sugar-white sand. This inviting 2-bedroom, 2-bath condo sleeps up to 6 and includes a full kitchen, in-unit laundry, a reserved parking space on the same floor, and access to the resort’s lagoon pool, indoor pool, hot tubs, fitness center, and tiki bar.
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Jan- Feb 2027 Priced Right for Snowbirds!
Sea Glass is your 10th-floor oceanfront retreat, where color soaked sunsets pour through the windows and across your private balcony. An elevator ride within moments brings you poolside or in the sand, where your reserved beach chairs await. It’s a little Gulf gem guests return to again and again. Please review notes before booking.
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Popular amenities for Panama City waterfront rentals
Waterfront apartment accommodation

Oceanfront Escape | King Bed | FREE Beach Service
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2028*Penthouse* Luxe Resort*5 Pools 18 +Ok
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Edgewater Beach & Golf, King bed, Ocean views!
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Gulf Front Penthouse Tidewater - Amenities galore!
BeachViewLong stay

Majestic Beach Resort Escape to Gulf of America
BeachViewCondition

Seaside Shanty! *Beachfront*SunsetViews
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“At Last” Luxury BeachFront/FREE chairs/umbrella
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Clean Splash Resort: Free Beach Chairs! Lazy River
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Waterfront house rentals

A Sunny Bungalow w HOT TUB & KING Bed-WALK 2 BEACH
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Huge waterfront home on historic St. Andrews Bay
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Sleeps 10 | Heated Pool | Game room | steps 2 bch
BeachValueIndoor spaces

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd
BeachAmenitiesCleanliness

3 Min Walk to Beach | Pool + Summer Specials!
BeachViewFamily

1 Minute to Beach|private heated pool|6BR 5Ba
BeachViewBackyard

Aqua-Holic Beach House Directly on the Beach!
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SuperHost Beachfront Condo ~ Fontainebleau Terrace
ViewBeachLong stay
Waterfront condo accommodation

Intimate retreat *Oceanfront & Endless views
ViewBeachSleep quality

Ocean Front, Amazing Views, Perfect Location PCB
BeachViewKitchen

Cozy Gulf-Front Studio at Majestic w/chair service
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Entire Condo-Ocean View-Balcony-Free Parking
ViewBeachLaundry

Updated luxury oceanfront - spacious sunset deck
ViewBeachOutdoor spaces

King Bed | Stunning Views | Steps to Beach | Golf
ViewBeachAccuracy

Upscale Beachfront Studio! Beach Service Included!
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2026 Price Specials Majestic 3rd Fl. Location!
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When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | June | July | Aug | Sept | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $156 AUD | $166 AUD | $180 AUD | $183 AUD | $211 AUD | $242 AUD | $227 AUD | $179 AUD | $166 AUD | $173 AUD | $154 AUD | $152 AUD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
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- Pier Park
- St. Andrews State Park
- Henderson Beach State Park
- Village of Baytowne Wharf
- Frank Brown Park
- Seacrest Beach
- Aqua Resort
- Grayton Beach State Park
- Topsail Hill Preserve State Park
- St. Andrew State Park Pier
- Morrison Springs
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- Crooked Island Beach
- Camp Helen State Park
- Shell Island Beach
- Gulf Crest Condominiums
- Gulf World Marine Park
- Sugar Beach Condominiums
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest
- WonderWorks Panama City Beach
- Panama City Beach Winery





