Waterfront holiday rentals in Panama City

Find and book unique waterfront accommodation on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total holiday rentals

    Explore 90 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $28 AUD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly holiday rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly accommodation

    Find 30 rentals that welcome pets

  • Holiday rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City holiday rentals include Wi-Fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodation in Panama City

Guests agree: These waterfront accommodation options are highly rated for location, cleanliness and more.

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Guest favourite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.94 out of 5 average rating, 143 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Top Guest favourite
A shaded outdoor area features a large umbrella over a chair, complemented by a variety of potted flowers along the path. In the background, a glimpse of water is visible, framed by palm trees and greenery.
Home in St. Andrews
4.89 out of 5 average rating, 112 reviews

Location! Private Beach/Estates/Rm for boat/Pet(s)

Spacious 1700 sq. ft. with Private Beach. On W Beach Dr, Panama City's waterfront historic estates. No crowded beach or traffic jam condo culture here. Bring your pet(s) to the deeded white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. 1 mile to historic Downtown or St. Andrew - in the middle of PC's best restaurants, marinas, parks! Experience an estate amongst Panama City’s historical waterfront mansions. Front row July 4 fireworks!

Top Guest favourite
A spacious studio room features a king-sized bed with comfortable bedding, flanked by two cozy armchairs. Bright natural light streams through the sliding glass doors, which open to a private balcony with ocean views. Decorative elements include beach-themed wall art and a stylish area rug.
Condo in Long Beach
4.99 out of 5 average rating, 273 reviews

Upscale Beachfront Studio! Beach Service Included!

Located in Tower 1 on the 19th floor, our newly renovated (2022) studio holds breathtaking, unparalleled panoramic views of the Gulf of Mexico. This upscale, professionally decorated oceanfront condo offers splendid furnishings, sufficient space, 550 sq ft, and a perfect opportunity for a romantic getaway in one of PCB's most popular resorts: Majestic Beach Resort. This space will feel like an upscale hotel just feet away from the beach. Beach service included from March 1st to October 31st.

Top Guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 235 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Guest favourite
An inviting exterior of The Hideaway is displayed, showcasing a rustic two-story building with a red metal roof. Lush greenery and a variety of plants surround the entrance, while a wooden post with directional signs adds a charming touch. A clear path leads toward the front door.
Apartment in Panama City
4.94 out of 5 average rating, 241 reviews

"The Wine Cellar" Perfect Private Getaway

Perfect spot for a getaway & on a budget. The ever popular "Wine Cellar" at The Hideaway Panama City, is a quiet, cozy efficiency apt w/private entry. Approx. 650 sq. ft., 7' high ceiling, French wine barrel table, Luxury queen bed, bath & full kitchen. Relax & enjoy our 2 decks w/Bay views & dolphin sightings. Be just steps away from door to the water. Boat mooring. Fish, paddle board or kayak. Bicycles avail too. We are a Super Host with 7 other homes on the property. Dog Friendly.

Top Guest favourite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 191 reviews

A Sunny Bungalow FOR 8 - WALK TO BEACH w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach, you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Patches, Newby's & TOOTSIES are just around the corner making for a great walk home after dinner and drinks.

Top Guest favourite
A bright living space features a large bay window providing sweeping views of the Gulf of Mexico. Two bar stools are positioned at a window-front desk, offering a perfect spot for work or relaxation. Natural light fills the area, complementing the calming coastal décor.
Condo in Panama City Beach
4.98 out of 5 average rating, 112 reviews

Soak up the Sun, Sand, Sea at a Beachfront Studio

Enjoy a full-time siesta at the Beachfront BLUE SEA-ESTA, a newly renovated, Beachfront studio condo with stunning views from the top floor of Top of the Gulf. Whether you're seeking a relaxing escape or an adventure-filled vacation this Gulf-front rental has everything you need for an unforgettable retreat. This wonderfully appointed unit sleeps up to 4 guests. It features 1 comfy queen beds and sofa. The kitchen is fully equipped with everything you need to cook while on vacation.

Top Guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 204 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favourite
A spacious studio room features a king size bed with decorative pillows, complemented by a large window offering ocean views. Modern furnishings include a coffee table and a dining area. A ceiling fan enhances airflow, and a light rug adds comfort to the neutral tones.
Condo in Long Beach
4.92 out of 5 average rating, 170 reviews

Majestic Beach Resort 212-BeachFront

Majestic Beach Resort Tower 1, Studio, 2nd Floor! Why leave the resort when you have every reason to stay! King size bed with a twin rollaway bed. Kitchen is fully equipped. WIFI in unit. Majestic offers numerous amenities including 2 indoor pools, 3 outdoor pools, 3 hot tubs, tennis, a large outdoor dining area, Movie Theatre, the Bar and Grill serving lunch and dinner and the Majestic Market featuring Starbucks coffee and gourmet sandwiches, etc.

Guest favourite
A vibrant mural features a cheerful pineapple wearing sunglasses, accompanied by a refreshing drink adorned with an umbrella and a lime. The background depicts a gradient of blue, evoking a seaside atmosphere.
Home in Callaway
4.89 out of 5 average rating, 108 reviews

Pineapple Paradise By The Bay

THEMED HOUSE! Enjoy a relaxing experience at 3 bedroom, 2 bathrooms, house, with a game room and pond in the backyard with your very own ducks. We have turned this into a fun, fancy, fantastic experience. From the jungle to the bottom of Davey Jones Locker where the pirates & mermaids are. We are 15 minutes from Mexico Beach & 30 from pcb. Queen pullout couch and twin mattress and two child cots. Minutes from stores.

Guest favourite
Guesthouse in Panama City
4.89 out of 5 average rating, 209 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Top Guest favourite
Home in Lower Grand Lagoon
5 out of 5 average rating, 170 reviews

Gulf Front Penthouse - Panama City Beach

FREE BEACH SET-UP included!!! Boasting infinite Gulf views, an open floorplan, and elegant touches throughout, this deluxe, beachfront condo is guaranteed to please even the most discerning guests.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

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Destinations to explore

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  2. United States
  3. Florida
  4. Bay County
  5. Panama City
  6. Waterfront rentals