
Holiday rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Top-Rated Accommodation with Lake Access in Panama City
Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

River fishing dock, playground, games, 23mi beach
Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

Spacious Townhome w/ Pool, Garage, & Lagoon Access
Welcome to Bonita Retreat, where beach days and coastal nights come standard. Our home comfortably sleeps up to eight guests and includes a two-car garage for your convenience. During your stay you can start your mornings on one of two private patios, spend the day swimming in your private pool, or enjoy fishing from the peaceful lagoon pier. Located only steps from the beach, close to Pier Park, local shopping, entertainment, and St. Andrews State Park. There is something for everyone to enjoy!

Casa Sol - Bright, Renovated, Studio by The Beach.
Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

"Islandia 316" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Walk to Beach
The Salty Villa at Villas of St Thomas. Enjoy the WALK TO BEACH lifestyle in ground floor villa, private gated community with pool, sauna, tennis courts, shuffle board and boat slips at the Villas of St Thomas. Ground floor villa elegantly decorated with patio overlooking the serene lagoon, where you can unwind while watching the dolphins. Short walk to the beach. Many restaurants within walking distance. Near local attractions, go-cart racing, golf courses, miniature golf, and shopping.

Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

A Modern Treehouse Retreat | Resort-Style Pool
Step into a realm of unparalleled luxury with this stunning single-family private oasis. Nestled away in a prime location, our organically designed retreat provides an ideal home base to explore the surrounding beaches and attractions. Featuring a resort style heated pool, a private dock, 2 kayaks, outdoor grill and dining area, fire pit, and so much more! Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

1st flr lakeview near 30A/Pets & Snowbirds welcome
Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome.

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8
• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

30A Top-Floor Studio w/ Pool, Beach & Tram Access
Stylish Studio in Seacrest Beach – Walk to the Sand, Shops & Dining Welcome to your perfectly placed 30A retreat! Located in the popular Villages of South Walton, this cozy studio condo offers comfort, style, and convenience—all just a short stroll from the beach and steps from the vibrant shops and eateries of Seacrest, Rosemary, and Alys Beach.

1806 LTW Luxury Oceanview 18 to BOOK Jacuzzis
✅18 To BOOK ✅Beautiful Condo At Laketown Wharf on the 18th Floor ✅Newly furnished with white leather sofa and modern furniture Newly remodeled with stunning views over the ocean ✅Bedroom 1: 1King Bed ✅Bedroom 2: 1 King Bed ✅Bedroom 3: 1 Full Bed Resort fee of $90 plus tax must be paid directly to the resort before arrival per reservation

Sunset Dreams • King Bed • 5 Min Walk to Beach!
🌅 • Welcome to Sunset Dreams! • 🌅 Just two blocks from the sugar-white sands of Panama City Beach in this cozy, modern home — unmatched location in a quiet residential neighborhood near Rick Seltzer Park. This home is a hidden gem on the east end of PCB, where the beach meets the bay, and local favorites are all around.
Popular amenities for Panama City lake access rentals
Lake access house rentals

Golf Cart! Walk to Beach! Pool! Bikes! Beach Gear!

Dolphin Days Lagoon Escape

Aqua! Under The Sea BNB! | Beach Access! | Pool

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

Private Pool | Steps to Beach & 30A | Near Seaside

Amazing BayBungalow Private Pool

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

SB 2026~Skip The Elevators~Walk 2 Beach~3 Kg Bds
Lake access apartment rentals

Barefoot Bungalow Beachfront

Stunning fun-filled beachfront condo

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

perfect for 2, PCB/30A, Carillon Beach, Camp Helen

Newly renovated modern studio steps from the beach

Emerald Coast Sea-renity.

The Palms I Gorgeous Condo with Gulf View

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools
Lake access cottage rentals

Beachside Hideaway | Near the Shore & Dog-Friendly

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Kayaks

The Cottage on Alta Vista-so charming!

30A Beach Access, Sea La Vie

The Orange Oasis Summertowne Cottage #12

Kid friendly golf cart sports gear pool lake beach
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $136 AUD | $149 AUD | $180 AUD | $178 AUD | $204 AUD | $227 AUD | $217 AUD | $186 AUD | $166 AUD | $167 AUD | $149 AUD | $144 AUD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
Quick stats about holiday rentals with lake access in Panama City

Total holiday rentals
Explore 10 holiday rentals in Panama City

Nightly prices starting at
Panama City holiday rentals start at $42 AUD per night before taxes and fees

Verified guest reviews
Over 230 verified reviews to help you choose

Wi-Fi availability
10 of Panama City holiday rentals include Wi-Fi access

Popular amenities for guests
Guests love Kitchen, Wifi and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
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- Frank Brown Park
- St. Andrews State Park
- Blue Mountain Beach
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shell Island Beach
- Crooked Island Beach
- Camp Helen State Park
- Signal Hill Golf Course
- Shipwreck Island Waterpark
- Gulf World Marine Park
- Panama City Beach Winery
- Village of Baytowne Wharf
- Henderson Beach State Park
- Coconut Creek Family Fun Park
- Topsail Hill Preserve State Park
- Point Washington State Forest
- Aqua Resort
- MB Miller County Pier
- Gulf Crest Condominiums
- Destiny East
- Pier Park
- WonderWorks Panama City Beach
- S Rick Seltzer Park




