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Holiday rentals with lake access in Saint Andrew Bay

Find and book unique lake access rentals on Airbnb

Top-Rated Accommodation with Lake Access in Saint Andrew Bay

Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.

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Guest favourite
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Panama City Beach
4.71 out of 5 average rating, 299 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Top Guest favourite
Home in Panama City Beach
4.97 out of 5 average rating, 124 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Guest favourite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.96 out of 5 average rating, 46 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Top Guest favourite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Apartment in Panama City
4.95 out of 5 average rating, 87 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 108 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Guest favourite
The living area is furnished with a comfortable gray sofa and two armchairs, complemented by a wooden coffee table. Natural light fills the space through large windows, while a wall-mounted TV is positioned above a console. The walls are painted in a soft blue tone.
Home in Panama City
4.87 out of 5 average rating, 87 reviews

Cozy Cottage in Florida Panhandle

Only 3 steps into this one level totally renovated 2 bedroom 1 bathroom cottage. This beachy feel will help you sit back and relax. The 65 in TV has access to Prime & Netflix along with a DVD player & several movies. One small dog allowed. NO CATS. Your dog will need to put placed in your supplied kennel if you choose to leave your dog in the house. To keep the linens are covers in good condition, please do not allow your dog to sleep with you. Please bring a bed for your furry child.

Top Guest favourite
A covered balcony is furnished with two wicker chairs adorned with colorful cushions and a small side table. A wine bottle and glasses are set on the table, while sweeping views of the bay and clear blue sky are visible beyond the railing.
Condo in Panama City Beach
4.93 out of 5 average rating, 74 reviews

Gulf Views! Secret Beach! Pool! Golf! Beach Chairs

Experience the ultimate vacation in Panama City Beach! Enjoy stunning bay views, exclusive access to a secret beach, and top-tier amenities like a 10,000 sq. ft. resort-style heated pool, hot tub, fire pit, and grilling area. Golf enthusiasts will love being steps from the only Nicklaus Design golf course in Northwest Florida, while boat rentals and great dining are all within walking distance. Whether you're here to relax or explore, this condo offers the perfect balance of both!

Guest favourite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 116 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Top Guest favourite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 147 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Top Guest favourite
Houseboat in Panama City
5 out of 5 average rating, 24 reviews

Stay Where the Water Meets Relaxation!

🐠Directly on the water with amazing views🦀 ⛴️Clean and comfortable newly remodeled⛴️ 🛜Fast high speed internet 🛜 🌞Outdoor sun deck🌞 🥩Out door grill🥩 🔥Out door fire pit🔥 🛏️Two beds🥱 🧺On site laundry🧺 ☀️Coffee maker, Induction cooktop, Microwave☀️ 💡Accent Lighting💡 🚤Public boat ramp less than a block away⚓️ 🎣Fishing pier less than a block away🐟 🥗Close to downtown🍹 ♨️Indoor fireplace♨️ Dishes and wine glasses provided

Guest favourite
Apartment in Panama City Beach
4.74 out of 5 average rating, 297 reviews

2028*Penthouse* Lux Resort*5 Pools 18 +Ok

✅Must be 18 to Book !! ✅Penthouse UNIT 2028** ✅Bedroom 2 and 3 have an Oceanview Fully Renovated in July 2025❗️❗️ Enjoy the relaxing tropical breezes and view gorgeous sunrises from the balcony of this beautifully Remodeled Luxury Condo at Laketown Wharf Resort. This unit is on the 20TH FLOOR ✅Resort fee of $90 plus tax must be paid directly to the resort per reservation ✅ all resort rules apply to Booking

Top Guest favourite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.96 out of 5 average rating, 125 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

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