
Holiday rentals with lake access in Panama City Beach
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Top-Rated Accommodation with Lake Access in Panama City Beach
Guests agree: These options for accommodation with lake access are highly rated for location, cleanliness and more.
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Popular amenities for Panama City Beach lake access rentals
Lake access house rentals

Dolphin Days Lagoon Escape
This home was absolutely charming—beautifully decorated, exceptionally clean, and even more delightful in person than in the photos. Every detail was thoughtfully arranged, creating a warm and welcoming atmosphere that made us feel right at home. The space was not only spotless but also well-equipped with everything we needed for a comfortable stay. Communication with the host was seamless; they were kind, responsive, and attentive throughout our visit. We truly appreciated the care and hospitality, and would not hesitate to return or recommend this lovely place to others. A perfect stay from start to finish!

Aqua: Live under the sea! Direct beach access!
My 9 year old son loves sharks and all the things ocean. We didn’t show him pictures of where we were staying to surprise him… his face was priceless. My youngest son loved the hanging sharks! One of the best places we have ever stayed. The detail of the house is amazing and so kid friendly. We really enjoyed our stay and hope to be back soon!

Golf Cart | Games | King | 5GB Wifi | EV charger
This home was such a blessing to us! We didn't realize how amazing it was to be able to use the golf cart to get to the beach AND Publix until we got there. It made our travel so stress free and convenient! I was grateful for the host's maps they provided so we never felt confused on where to go. We also loved that the house was so close to great restaurants at and around Rosemary Beach. The home was clean and incredibly kid friendly in its amenities for my 3 and 1 year old. Wish we could have stayed another day!

Sleeps 10 • Pool • Baby Ready • Walk 2 Beach • PCB
We had a fantastic stay at this beautiful home! Everything was absolutely perfect—from the moment we walked in, it was clear the property is brand new, spotlessly clean, and incredibly well-organized. The decor is professionally done, stylish yet comfortable, making it feel like a true home away from home. The attention to detail was impressive. The home had everything we needed and more—it truly felt like nothing was missing. The pool was a huge hit with the kids, especially after our beach days. It was the perfect way to wind down and relax. Highly recommend!

Cozy Cottage in Florida Panhandle
Wonderful house for a short get away! Loved the privacy and the homie feel of the place!

Fishing Paradise: Lakefront Home with Ocean Views
Wonderful stay! Cassie was great and very responsive. Space was clean and just like the pictures. We also loved how close the beach was!

Mini Golf, West End, 0.5 to Beach, By 30A, Yard
great place a lot of things to have fun in the house. with your friends o family.

The Pineapple Bungalow near 30A/Rosemary Beach
Andrew’s place was perfect for our girls trip. Easy to get around and minutes from a public beach! Love the furniture and design layout. Very comfortable and great place to relax if needed!
Lake access apartment rentals

Barefoot Bungalow Beachfront
This condo is awesome. It was our first time in Panama City Beach and we will definitely go back. Chris and Cameron are extremely responsive and amazing hosts. The place is exactly as described in the post and what you see in the pictures is what it looks like. You can’t get closer to the beach and the area is great. Very quiet and clean gated community with a private beach (no public access). Beach was clean and absolutely amazing. The place is really close to some grocery stores, cvs and some really good restaurants. We definitely recommend this place to anyone who’s looking for a quiet vacation.

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches

Emerald Coast Sea-renity.
This place truly is amazing. The community the property is surrounded by is outstanding, the beach was amazing, and the unit itself was everything a family could ask for. It was spotless, extremely well stocked, easy access to the beach, and very close to all the major attractions and things to do in Panama City. We really couldn’t have had a better experience. I highly recommend this stay!

The Palms I Gorgeous Condo with Gulf View
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!

Waterview condo on Panama City Beach Golf Course!
I’m I enjoyed my stay a lot place was very nice and not far from anything would highly recommend staying there!!

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi
stayed at one of Lee’s Seagrove properties recently and couldn’t have asked for a smoother, more thoughtful hosting experience. The bungalow was clean, well-appointed, and clearly cared for with attention to detail. Communication was clear and timely, and Lee made the whole process easy, from check-in to checkout. The location was ideal—quiet, yet close to everything I needed. Grateful for the hospitality!

St Andrews Townhome on Lake Ware - A
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back

West Panama City Beach Inlet Laguna 30A BeachFront
Cindy is a great host, she was very responsive and made us feel right at home. The condo was nicely decorated, spacious and had everything you need. The beach was beautiful as always. We have stayed at Pinnacle Port for multiple years and it never disappoints.
Lake access cottage rentals

Hideaway Cottage | Dog Friendly | Steps to Beach
Host was very responsive and friendly. The place had everything imaginable to be able to cook for our family. Patio space was great to have another family staying in PCB over to grill out and sit outside to eat and enjoy the weather and company. We really enjoyed our stay! Easy walking to the private beach access. Chairs and beach cart available were super helpful! Kids loved walking to mini golf, carts, and Alvin’s too!

Seaside 30A "Hemingway Cottage" Close to Beach
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.

4 Person Lake Front Cottage with Kayaks
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.

The Cottage on Alta Vista-so charming!
This is our second time returning to this cottage and we just love it! Everything about this Airbnb is amazing. The host was very responsive when we had internet issues that were caused from a storm. Had the issue fixed within a couple hours. The house is super charming and in a great location. Beds and pillows are very comfortable! Our dogs love the fenced in yard. We will be returning next year I’m sure of it!!!

30A Beach Access, Sea La Vie
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.

Waterfront Cottage Unit, Keyless, mins to beach
This place is so cute! From the roosters crowing in the morning to the tree frogs singing in the evening; we loved it. The property is filled with charm having beautiful gardens & a variety of Annie's antique treasures around the cottage... vintage, quirky ,rustic... It all takes you back to a simpler time and gives you that true southern, "old florida" vibe. Annie is so personable and sweet..and knows all the hot spots around town for shopping, food and adventure.... and its just a short drive to the beautiful white sandy beaches on the Gulf. Wonderful place!

Kid friendly golf cart sports gear pool lake beach
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!
Quick stats about holiday rentals with lake access in Panama City Beach
Total rentals
310 properties
Nightly prices starting at
$77 AUD before taxes and fees
Total number of reviews
12K reviews
Family-friendly rentals
230 properties are a good fit for families
Pet-friendly rentals
50 properties allow pets
Rentals with a pool
280 properties have a pool
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- Panama City Beach Winery
- Destin Harbor Boardwalk
- Crab Island
- Princess Beach
- Frank Brown Park
- St. Andrews State Park
- James Lee Beach
- Shipwreck Island Waterpark
- Grayton Beach State Park
- St. Andrew State Park Pier
- Blue Mountain Beach
- Windmark Public Beach access
- Shell Island Beach
- Camp Helen State Park
- Raven Golf Club
- Eglin Beach Park
- Gulfarium Marine Adventure Park
- St. Joe Beach
- Crooked Island Beach
- Fort Walton Beach Golf Course
- Gulf World Marine Park
- Seacrest Beach
- Wayside Park, Okaloosa Island
- Walton Dunes Beach Access