Getting protected through AirCover
Sometimes accidents happen, which is why there’s AirCover.
AirCover is top-to-bottom protection that gives you $1 million USD in damage protection and $1 million USD in liability insurance. It’s always included and always free whenever you host.
Need to file a claim?
Damage protection covers you if a guest damages your place or belongings during an Airbnb stay.
Liability insurance covers you in the rare event someone gets hurt or their property is damaged during an Airbnb stay or Experience.
Host damage protection
Get details about what’s covered and how to request reimbursement.
Host liability insurance
Learn what’s covered and how to file a claim if a guest gets hurt during a stay.
Experiences liability insurance
Learn what’s covered and how to file a claim if a guest gets hurt during an Experience.
AirCover and your personal insurance
While AirCover offers many protections while you’re hosting a stay or Experience, it is not a substitute for personal homeowner’s or liability insurance that may cover you all the time. Keep in mind that everyone’s situation is different and you may want even more protections.
If you’re not sure if your homeowner’s, condo or renter’s insurance policy applies while you host, talk to your insurer—different insurers have different rules about short-term rentals and hosted activities.
Host damage protection, Host liability insurance, and Experiences liability insurance don’t cover Hosts who offer stays through Airbnb Travel, LLC, or Hosts in mainland China or Japan, where the China Host Protection Plan, Japan Host Insurance and Japan Experience Protection Insurance apply. Host damage protection isn’t related to Host liability insurance. Keep in mind that all coverage limits are shown in USD, and that there are other terms, conditions and exclusions.